/* ============================================================
   Digital National ID Loan Guide — Design System
   Concept: "Verified Document" — trust of an ID card / official
   form, not a generic SaaS theme. Ledger-style rules, seal accent,
   verification-blue for actions.
   ============================================================ */

:root {
  /* Color */
  --ink:        #16233F;   /* headings, primary text */
  --ink-soft:   #3C4A66;   /* body text */
  --verify:     #1E5AA8;   /* links, primary actions — "verified" blue */
  --verify-dark:#154078;
  --verify-light:#EAF2FB;
  --seal:       #B8862F;   /* gold seal accent — used sparingly */
  --seal-soft:  #F3E7CC;
  --safe:       #2F7D5D;   /* success / verified-safe */
  --safe-soft:  #E7F3ED;
  --danger:     #B23A3A;   /* warnings */
  --paper:      #FBFAF6;   /* page background, warm paper white */
  --paper-dim:  #F2F0E9;
  --card:       #FFFFFF;
  --line:       #DDD9CC;   /* hairline rules */
  --line-soft:  #EAE7DC;

  --radius: 3px;
  --radius-lg: 14px;
  --max-w: 760px;
  --max-w-wide: 1080px;
  --shadow-card: 0 1px 2px rgba(22,35,63,0.04), 0 8px 24px rgba(22,35,63,0.06);
  --shadow-lift: 0 4px 10px rgba(22,35,63,0.08), 0 16px 40px rgba(22,35,63,0.10);
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  background: var(--paper);
  color: var(--ink-soft);
  font-family: "Source Sans 3", "Segoe UI", Arial, sans-serif;
  font-size: 17px;
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}

h1, h2, h3, h4 {
  font-family: "Source Serif 4", Georgia, "Times New Roman", serif;
  color: var(--ink);
  line-height: 1.25;
  font-weight: 700;
  letter-spacing: -0.01em;
}

h1 { font-size: 2.35rem; margin: 0 0 0.6em; }
h2 { font-size: 1.55rem; margin: 2em 0 0.7em; padding-top: 0.4em; border-top: 1px solid var(--line); }
h3 { font-size: 1.18rem; margin: 1.4em 0 0.5em; color: var(--verify-dark); }
h4 { font-size: 1rem; margin: 1.2em 0 0.4em; }

p, ul, ol, table { margin: 0 0 1.1em; }
ul, ol { padding-left: 1.3em; }
li { margin-bottom: 0.35em; }

a { color: var(--verify); text-decoration-color: rgba(30,90,168,0.35); text-underline-offset: 2px; }
a:hover { text-decoration-color: var(--verify); }
a:focus-visible, button:focus-visible, input:focus-visible {
  outline: 2px solid var(--seal); outline-offset: 2px;
}

strong { color: var(--ink); }

/* ---------- Layout shells ---------- */
.wrap        { max-width: var(--max-w); margin: 0 auto; padding: 0 20px; }
.wrap-wide   { max-width: var(--max-w-wide); margin: 0 auto; padding: 0 20px; }

/* ---------- Header ---------- */
.site-header {
  border-bottom: 1px solid var(--line);
  background: var(--paper);
  position: sticky; top: 0; z-index: 50;
}
.header-inner {
  max-width: var(--max-w-wide); margin: 0 auto; padding: 14px 20px;
  display: flex; align-items: center; justify-content: space-between; gap: 16px;
}
.brand { display: flex; align-items: center; gap: 10px; text-decoration: none; }
.brand img { width: 34px; height: 34px; border-radius: 50%; display: block; }
.brand-text { font-family: "Source Serif 4", serif; font-weight: 700; color: var(--ink); font-size: 1.05rem; line-height: 1.15; }
.brand-text span { display:block; font-family:"Source Sans 3",sans-serif; font-weight: 500; font-size: 0.68rem; color: var(--ink-soft); letter-spacing: 0.03em; }

.main-nav { display: flex; gap: 22px; }
.main-nav a { color: var(--ink-soft); text-decoration: none; font-size: 0.93rem; font-weight: 600; }
.main-nav a:hover { color: var(--verify); }

.nav-toggle { display: none; }

@media (max-width: 760px) {
  .main-nav { display: none; }
  .nav-toggle { display: inline-flex; align-items:center; justify-content:center; width:38px; height:38px; border:1px solid var(--line); background:var(--card); border-radius: var(--radius); }
  .main-nav.open { display: flex; flex-direction: column; position: absolute; top: 100%; left:0; right:0; background: var(--card); border-bottom: 1px solid var(--line); padding: 14px 20px; gap: 14px; }
}

/* ---------- Breadcrumb ---------- */
.breadcrumb { font-size: 0.83rem; color: var(--ink-soft); padding: 14px 0 0; }
.breadcrumb a { color: var(--ink-soft); text-decoration: none; }
.breadcrumb a:hover { color: var(--verify); }
.breadcrumb .sep { margin: 0 6px; color: var(--line); }

/* ---------- Hero / Answer box (AI Overview optimization) ---------- */
.answer-box {
  background: var(--card);
  border: 1px solid var(--line);
  border-left: 4px solid var(--verify);
  border-radius: var(--radius);
  padding: 18px 22px;
  margin: 1.3em 0 1.8em;
  font-size: 1.02rem;
  color: var(--ink);
}
.answer-box p:last-child { margin-bottom: 0; }
.answer-box .label {
  display: inline-block; font-size: 0.72rem; font-weight: 700; color: var(--verify-dark);
  background: #E9F1FA; padding: 2px 8px; border-radius: 20px; margin-bottom: 10px;
}

/* ---------- Article shell ---------- */
.article-meta {
  display: flex; flex-wrap: wrap; gap: 6px 14px; align-items: center;
  font-size: 0.85rem; color: var(--ink-soft); margin: 6px 0 1.6em;
  padding-bottom: 1.2em; border-bottom: 1px solid var(--line);
}
.article-meta .dot::before { content: "•"; margin-right: 14px; color: var(--line); }

article { padding: 8px 0 60px; }

/* ---------- Tables ---------- */
.table-wrap { overflow-x: auto; margin: 1.4em 0; border: 1px solid var(--line); border-radius: var(--radius); }
table { width: 100%; border-collapse: collapse; font-size: 0.92rem; min-width: 560px; }
thead th {
  text-align: left; background: var(--ink); color: var(--paper);
  font-family: "Source Serif 4", serif; font-weight: 600; padding: 10px 14px; font-size: 0.87rem;
}
tbody td { padding: 10px 14px; border-top: 1px solid var(--line-soft); vertical-align: top; }
tbody tr:nth-child(even) { background: var(--paper-dim); }

/* ---------- Cards ---------- */
.card-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px,1fr)); gap: 14px; margin: 1.4em 0; }
.topic-card {
  border: 1px solid var(--line); background: var(--card); border-radius: var(--radius);
  padding: 18px; text-decoration: none; display: block;
}
.topic-card h4 { color: var(--ink); margin: 0 0 6px; }
.topic-card p { margin: 0; font-size: 0.88rem; color: var(--ink-soft); }
.topic-card:hover { border-color: var(--verify); }

/* ---------- Checklist / signal boxes ---------- */
.signal-box { border-radius: var(--radius); padding: 16px 20px; margin: 1.2em 0; border: 1px solid; }
.signal-box.safe { background: #F1F7F3; border-color: var(--safe); }
.signal-box.warn { background: #FBF1EF; border-color: var(--danger); }
.signal-box h4 { margin-top:0; }
.signal-box.safe h4 { color: var(--safe); }
.signal-box.warn h4 { color: var(--danger); }
.signal-box ul { margin-bottom: 0; }

/* ---------- Steps ---------- */
.step-list { list-style: none; padding: 0; counter-reset: step; }
.step-list li {
  counter-increment: step; position: relative; padding-left: 46px; margin-bottom: 1.1em;
}
.step-list li::before {
  content: counter(step); position: absolute; left: 0; top: -2px;
  width: 30px; height: 30px; border-radius: 50%; background: var(--verify); color: #fff;
  display: flex; align-items: center; justify-content: center; font-family: "Source Serif 4",serif; font-weight:700; font-size:0.95rem;
}

/* ---------- FAQ ---------- */
.faq-item { border-bottom: 1px solid var(--line); padding: 16px 0; }
.faq-item h3 { margin: 0 0 8px; font-size: 1.05rem; color: var(--ink); }
.faq-item p:last-child { margin-bottom: 0; }

/* ---------- Disclaimer / Author box ---------- */
.disclaimer-box {
  background: var(--paper-dim); border: 1px dashed var(--line);
  border-radius: var(--radius); padding: 14px 18px; font-size: 0.85rem; color: var(--ink-soft); margin: 2em 0;
}
.author-box {
  display: flex; gap: 16px; align-items: flex-start; margin: 2.5em 0 1em;
  padding: 18px; background: var(--card); border: 1px solid var(--line); border-radius: var(--radius);
}
.author-box img { width: 56px; height: 56px; border-radius: 50%; flex-shrink: 0; }
.author-box h4 { margin: 0 0 4px; }
.author-box p { margin: 0; font-size: 0.88rem; }
.author-box a { font-size: 0.85rem; }

/* ---------- Footer ---------- */
.site-footer { background: var(--ink); color: #CBD3E1; margin-top: 60px; padding: 48px 0 28px; }
.footer-grid { display: grid; grid-template-columns: 1.3fr 1fr 1fr 1fr 1fr; gap: 24px; }
.footer-grid h5 { color: #fff; font-family:"Source Serif 4",serif; font-size: 0.95rem; margin: 0 0 14px; }
.footer-grid ul { list-style: none; padding: 0; margin: 0; }
.footer-grid li { margin-bottom: 8px; }
.footer-grid a { color: #AEB8CC; text-decoration: none; font-size: 0.88rem; }
.footer-grid a:hover { color: #fff; }
.footer-brand { display:flex; align-items:center; gap:10px; margin-bottom: 12px; }
.footer-brand img { width: 30px; height:30px; border-radius:50%; }
.footer-brand span { font-family:"Source Serif 4",serif; color:#fff; font-weight:700; }
.footer-note { font-size: 0.82rem; color: #8D97AC; max-width: 480px; line-height: 1.6; }
.footer-bottom {
  max-width: var(--max-w-wide); margin: 36px auto 0; padding: 18px 20px 0;
  border-top: 1px solid #2A3652; font-size: 0.8rem; color: #8D97AC;
  display: flex; flex-wrap: wrap; justify-content: space-between; gap: 10px;
}
@media (max-width: 760px) {
  .footer-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 480px) {
  .footer-grid { grid-template-columns: 1fr; }
}

/* ---------- Utility ---------- */
.text-sm { font-size: 0.85rem; }
.mt-0 { margin-top: 0; }
.center { text-align: center; }

/* ============================================================
   LANDING PAGE COMPONENTS (homepage only)
   ============================================================ */

/* ---------- Hero ---------- */
.hero {
  position: relative;
  overflow: hidden;
  background:
    radial-gradient(680px 380px at 82% -10%, rgba(184,134,47,0.14), transparent 60%),
    radial-gradient(900px 500px at -10% 0%, rgba(30,90,168,0.10), transparent 55%),
    var(--paper);
  border-bottom: 1px solid var(--line);
  padding: 56px 0 44px;
}
.hero::before {
  content: "";
  position: absolute; inset: 0;
  background-image:
    linear-gradient(rgba(22,35,63,0.05) 1px, transparent 1px),
    linear-gradient(90deg, rgba(22,35,63,0.05) 1px, transparent 1px);
  background-size: 34px 34px;
  -webkit-mask-image: linear-gradient(to bottom, black, transparent 75%);
  mask-image: linear-gradient(to bottom, black, transparent 75%);
  opacity: 0.5;
  pointer-events: none;
}
.hero-inner { position: relative; max-width: var(--max-w); margin: 0 auto; padding: 0 20px; }
.hero .eyebrow {
  display: inline-flex; align-items: center; gap: 7px;
  background: var(--card); border: 1px solid var(--line);
  border-radius: 20px; padding: 6px 14px 6px 10px;
  font-size: 0.78rem; font-weight: 700; color: var(--verify-dark);
  box-shadow: var(--shadow-card); margin-bottom: 18px;
}
.hero .eyebrow .dot { width: 7px; height: 7px; border-radius: 50%; background: var(--safe); flex-shrink: 0; box-shadow: 0 0 0 3px var(--safe-soft); }
.hero h1 { font-size: 2.7rem; margin-bottom: 0.5em; max-width: 15ch; }
.hero-sub { font-size: 1.12rem; color: var(--ink-soft); max-width: 58ch; margin: 0 0 26px; }
.hero-cta-row { display: flex; flex-wrap: wrap; gap: 12px; margin-bottom: 8px; }

@media (max-width: 600px) {
  .hero { padding: 40px 0 30px; }
  .hero h1 { font-size: 2rem; max-width: none; }
}

/* ---------- Stat strip ---------- */
.stat-strip {
  display: grid; grid-template-columns: repeat(3,1fr); gap: 1px;
  background: var(--line); border: 1px solid var(--line); border-radius: var(--radius-lg);
  overflow: hidden; margin: 30px 0 0; box-shadow: var(--shadow-card);
}
.stat-strip div { background: var(--card); padding: 16px 14px; text-align: center; }
.stat-strip strong { display: block; font-family:"Source Serif 4",serif; font-size: 1.5rem; color: var(--verify-dark); line-height: 1.1; }
.stat-strip span { display: block; font-size: 0.74rem; color: var(--ink-soft); margin-top: 4px; letter-spacing: 0.01em; }
@media (max-width: 600px) { .stat-strip { grid-template-columns: repeat(3,1fr); } }

/* ---------- Buttons (upgraded) ---------- */
.btn {
  display: inline-flex; align-items: center; gap: 8px;
  background: var(--verify); color: #fff !important; text-decoration: none;
  padding: 13px 24px; border-radius: 9px; font-weight: 700; font-size: 0.95rem;
  box-shadow: 0 2px 0 rgba(0,0,0,0.06), var(--shadow-card);
  transition: transform 0.12s ease, box-shadow 0.12s ease, background 0.12s ease;
}
.btn:hover { background: var(--verify-dark); transform: translateY(-1px); box-shadow: var(--shadow-lift); }
.btn-outline { background: var(--card); color: var(--ink) !important; border: 1px solid var(--line); box-shadow: var(--shadow-card); }
.btn-outline:hover { border-color: var(--verify); color: var(--verify) !important; background: var(--card); }

/* ---------- App cards (Top Loan Apps section) ---------- */
.app-card {
  background: var(--card); border: 1px solid var(--line); border-radius: var(--radius-lg);
  padding: 24px 26px; margin: 1.6em 0; box-shadow: var(--shadow-card);
  scroll-margin-top: 90px;
}
.app-card-head { display: flex; align-items: center; gap: 14px; margin-bottom: 4px; }
.app-card-num {
  flex-shrink: 0; width: 38px; height: 38px; border-radius: 10px;
  background: var(--verify-light); color: var(--verify-dark);
  display: flex; align-items: center; justify-content: center;
  font-family: "Source Serif 4", serif; font-weight: 700; font-size: 1.1rem;
}
.app-card-head h3 { margin: 0; }
.app-card-tag {
  display: inline-block; background: var(--seal-soft); color: var(--seal);
  font-size: 0.72rem; font-weight: 700; padding: 3px 10px; border-radius: 20px;
  margin: 8px 0 12px;
}
.app-card p { margin-bottom: 0.9em; }
.app-card p:last-child { margin-bottom: 0; }

/* ---------- Badge row (trust signals) ---------- */
.badge-row { display: flex; flex-wrap: wrap; gap: 10px; margin: 1.4em 0; }
.badge-row .badge {
  display: inline-flex; align-items: center; gap: 6px;
  background: var(--safe-soft); color: var(--safe); border: 1px solid rgba(47,125,93,0.2);
  font-size: 0.82rem; font-weight: 700; padding: 7px 14px; border-radius: 20px;
}

/* ---------- Section divider label ---------- */
.section-kicker {
  display: inline-block; font-size: 0.76rem; font-weight: 700; letter-spacing: 0.06em;
  text-transform: uppercase; color: var(--seal); margin-bottom: 6px;
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
}

/* ===== Amount slider, lender grid, subscribe, mobile CTA ===== */
:root{--blue:#2EA3F2;--blue-dark:#1C8AD6;--peso:#14b8a6;--peso-tint:#E9F8F6;}
.home-block{padding:34px 0 6px}
.home-block h2{border-top:0;margin-top:0;text-align:center}
.section-head.center{text-align:center;max-width:720px;margin:0 auto 18px}
.update-badge{display:inline-block;font-size:13px;font-weight:700;color:var(--safe);background:var(--safe-soft);padding:4px 12px;border-radius:20px}
.amount-card{max-width:560px;margin:0 auto;background:var(--card);border:2px solid var(--blue);border-radius:14px;padding:24px 22px;text-align:center;box-shadow:var(--shadow-card)}
.amount-card .label{font-size:1.1rem;font-weight:700;color:var(--ink);margin:0 0 6px}
.amount-value{font-size:2.6rem;font-weight:800;color:var(--blue-dark);line-height:1.2;margin-bottom:10px}
.amount-card input[type=range]{width:100%;accent-color:var(--blue);cursor:pointer}
.amount-range-labels{display:flex;justify-content:space-between;font-size:13px;color:var(--ink-soft);margin:2px 0 16px}
.amount-cta{display:block;background:var(--blue);color:#fff !important;text-decoration:none;font-weight:800;text-transform:uppercase;padding:14px;border-radius:9px;box-shadow:0 4px 12px rgba(46,163,242,.4)}
.amount-cta:hover{background:var(--blue-dark)}
.amount-fine{font-size:12px;color:var(--ink-soft);margin:10px 0 0}
.lender-grid{display:flex;flex-wrap:wrap;gap:20px;justify-content:flex-start}
.lender-card{background:var(--card);border:2px solid #b0bfc9;border-radius:12px;padding:24px 16px;display:flex;flex-direction:column;justify-content:space-between;position:relative;box-shadow:0 4px 15px rgba(0,0,0,.05);transition:transform .2s ease,box-shadow .2s ease,border-color .2s ease;width:calc(33.33% - 14px);text-align:center}
.lender-card:hover{transform:translateY(-4px);border-color:#14b8a6;box-shadow:0 10px 25px rgba(0,0,0,.1)}
.lender-card.featured{border-color:#f39c12;box-shadow:0 6px 20px rgba(243,156,18,.25)}
.lender-card.featured .top-pick{position:absolute;top:-12px;left:50%;transform:translateX(-50%);background:#f39c12;color:#fff;font-size:11px;font-weight:800;padding:4px 10px;border-radius:20px;letter-spacing:.5px;white-space:nowrap}
.lender-logo{height:64px;display:flex;align-items:center;justify-content:center;margin-bottom:10px}
.lender-logo img{max-height:56px;max-width:100%;object-fit:contain}
.lender-logo.logo-boost img{max-height:78px}
.lender-name{display:inline-block;font-size:14px;font-weight:800;color:var(--blue-dark);background:#E7F3FD;padding:4px 14px;border-radius:20px;margin:0 0 10px}
.lender-amount{font-size:19px;font-weight:800;color:var(--ink);margin:0 0 10px}
.lender-features{list-style:none;margin:0 0 14px;padding:0;flex-grow:1;text-align:left}
.lender-features li{font-size:13px;color:var(--ink-soft);margin-bottom:6px;line-height:1.45}
.lender-apply{display:block;text-align:center;background:linear-gradient(135deg,#2ecc71,#27ae60);color:#fff !important;text-decoration:none;font-weight:800;padding:13px;border-radius:8px;font-size:14px;text-transform:uppercase;letter-spacing:.2px;margin-top:auto;box-shadow:0 4px 10px rgba(46,204,113,.35)}
.lender-apply:hover{background:linear-gradient(135deg,#27ae60,#1e8449)}
@media(max-width:992px){.lender-card{width:calc(50% - 10px)}}
@media(max-width:600px){
  .lender-grid{gap:10px}
  .lender-card{width:calc(50% - 5px);padding:18px 10px}
  .lender-logo{height:56px;margin-bottom:8px}
  .lender-logo img{max-height:48px}
  .lender-amount{font-size:16px;margin:6px 0 8px}
  .lender-features li{font-size:12px;margin-bottom:5px}
  .lender-apply{padding:11px;font-size:13px}
  .lender-card.featured .top-pick{font-size:9px;padding:3px 8px}
  .lender-logo.logo-boost img{max-height:62px}
  .lender-logo.logo-boost-finpug img{max-height:74px}
  .lender-logo.logo-boost-cashspace img{max-height:68px}
}
.telegram-box{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:16px;text-align:center;margin-bottom:24px;font-size:15px;color:#0c3d1f;background:linear-gradient(135deg,#e3f2fd,#c9e6fb);border:2px solid #229ED9;border-radius:14px;padding:24px 28px;box-shadow:0 4px 12px rgba(34,158,217,.2)}
.telegram-text{width:100%;line-height:1.5}
.telegram-btn{display:inline-flex;align-items:center;justify-content:center;background:linear-gradient(135deg,#f39c12,#e67e22);color:#fff !important;text-decoration:none;font-weight:800;font-size:17px;padding:16px 36px;border-radius:10px;box-shadow:0 4px 14px rgba(243,156,18,.5);animation:pulse-tg 2s infinite;white-space:nowrap}
.telegram-btn:hover{background:linear-gradient(135deg,#e08e0b,#d35400)}
@keyframes pulse-tg{0%{box-shadow:0 0 0 0 rgba(243,156,18,.5)}70%{box-shadow:0 0 0 8px rgba(243,156,18,0)}100%{box-shadow:0 0 0 0 rgba(243,156,18,0)}}
.subscribe-box{background:var(--peso-tint);border:2px solid var(--peso);border-radius:12px;box-shadow:0 4px 15px rgba(0,0,0,.05);padding:24px 20px;text-align:center}
.subscribe-title{font-size:20px;font-weight:800;color:#222;margin-bottom:6px}
.subscribe-desc{font-size:14px;color:#555;margin:0 auto 16px;max-width:560px}
.subscribe-form{display:flex;gap:10px;max-width:520px;margin:0 auto;flex-wrap:wrap;justify-content:center}
.subscribe-input{flex:1;min-width:220px;padding:14px 16px;border:2px solid #b0bfc9;border-radius:8px;font-size:15px;outline:none;transition:border-color .2s}
.subscribe-input:focus{border-color:#14b8a6}
.subscribe-btn{background:var(--blue);color:#fff;border:none;font-weight:800;padding:14px 28px;border-radius:8px;font-size:15px;cursor:pointer;text-transform:uppercase;box-shadow:0 4px 10px rgba(46,163,242,.4);transition:background .3s}
.subscribe-btn:hover{background:var(--blue-dark)}
.subscribe-btn:disabled{opacity:.7;cursor:not-allowed}
.subscribe-msg{margin-top:14px;font-size:14px;font-weight:700;min-height:20px}
.subscribe-msg.success{color:#27ae60}
.subscribe-msg.error{color:#e74c3c}
.mobile-cta{position:fixed;left:0;right:0;bottom:0;z-index:40;background:#fff;border-top:1px solid #EBE0C6;padding:10px 16px;display:flex;box-shadow:0 -4px 16px rgba(0,0,0,.08);transform:translateY(100%);opacity:0;pointer-events:none;transition:transform .3s,opacity .3s}
.mobile-cta.show{transform:none;opacity:1;pointer-events:auto}
.mobile-cta a{flex:1;display:flex;align-items:center;justify-content:center;gap:8px;padding:14px;font-size:16px;font-weight:800;text-transform:uppercase;letter-spacing:.3px;text-decoration:none;color:#fff;background:#2EA3F2;border-radius:9px;box-shadow:0 4px 12px rgba(46,163,242,.4)}
.mobile-cta a:hover{background:#1C8AD6}
.mobile-cta span{font-weight:900;animation:nudge 1.4s ease-in-out infinite}
@keyframes nudge{50%{transform:translateX(4px)}}
@media(min-width:860px){.mobile-cta{display:none}}

/* ===== Homepage golden-yellow theme (scoped to body.home) ===== */
body.home{
  --gold:#F5B301; --gold-deep:#E08A00; --gold-soft:#FFF4CC;
  background:linear-gradient(180deg,#FFF8DC 0%,#FFF1B8 38%,#FFF8E1 100%) fixed;
}
body.home .site-header{background:linear-gradient(90deg,#FFE27A,#FFC933);border-bottom:2px solid var(--gold-deep)}
body.home .site-header .main-nav a{color:#4a3200;font-weight:700}
body.home .hero{
  background:
    radial-gradient(620px 340px at 85% -10%,rgba(255,255,255,.55),transparent 60%),
    linear-gradient(135deg,#FFD84D 0%,#FFB800 55%,#FF9F1C 100%);
  border-bottom:3px solid var(--gold-deep);
}
body.home .hero::before{opacity:.18}
body.home .hero h1{color:#2b1c00}
body.home .hero-sub{color:#4a3200}
body.home .hero .btn{background:linear-gradient(135deg,#1E5AA8,#154078)}
body.home .hero .btn-outline{background:#fff;color:#2b1c00 !important;border-color:#fff}
body.home .stat-strip{background:rgba(255,255,255,.55);border-color:rgba(224,138,0,.4)}
body.home .stat-strip div{background:rgba(255,255,255,.85)}
body.home .stat-strip strong{color:#B86A00}
body.home .home-block h2{color:#2b1c00}
body.home .amount-card{background:linear-gradient(180deg,#fff,#FFF6D6);border-color:var(--gold-deep);box-shadow:0 8px 24px rgba(224,138,0,.25)}
body.home .amount-value{color:#C46A00}
body.home .amount-card input[type=range]{accent-color:var(--gold-deep)}
body.home .lender-card{background:linear-gradient(180deg,#fff 0%,#FFFBEA 100%);border-color:#F0C24A}
body.home .lender-card:hover{border-color:var(--gold-deep)}
body.home .lender-name{background:var(--gold-soft);color:#8a5200}
body.home .update-badge{background:#fff;color:#8a5200;border:1px solid #F0C24A}
body.home article .answer-box{background:linear-gradient(135deg,#FFF6D6,#FFEBA8);border-color:#F0C24A}
body.home article h2{border-top-color:#F0C24A}

/* ===== FAQ accordion (details/summary) ===== */
.faq-item{border:1px solid var(--line);border-radius:10px;background:var(--card);padding:0;margin:0 0 10px}
details.faq-item summary{cursor:pointer;list-style:none;padding:16px 46px 16px 18px;font-weight:700;font-size:1.02rem;color:var(--ink);position:relative}
details.faq-item summary::-webkit-details-marker{display:none}
details.faq-item summary::after{content:"+";position:absolute;right:18px;top:50%;transform:translateY(-50%);font-size:1.5rem;font-weight:700;color:#8a5200;line-height:1}
details.faq-item[open] summary::after{content:"\2212"}
details.faq-item[open] summary{border-bottom:1px solid var(--line)}
details.faq-item summary:hover{background:var(--paper-dim)}
.faq-answer{padding:14px 18px 6px}

/* ===== Contrast fixes (WCAG AA, >= 4.5:1 for normal text) ===== */
:root{--blue:#1877C9;--blue-dark:#155a96}
.amount-cta,.subscribe-btn,.mobile-cta a{background:#1877C9}
.amount-cta:hover,.subscribe-btn:hover,.mobile-cta a:hover{background:#155a96}
.lender-apply{background:linear-gradient(135deg,#1e8449,#187a40);box-shadow:0 4px 10px rgba(30,132,73,.35)}
.lender-apply:hover{background:linear-gradient(135deg,#187a40,#12622f)}
.lender-card.featured .top-pick{color:#2b1c00}
.telegram-btn{color:#2b1c00 !important;background:linear-gradient(135deg,#FFB000,#f39c12)}
.telegram-btn:hover{background:linear-gradient(135deg,#f39c12,#e67e22)}
.telegram-btn svg{fill:#2b1c00}
.subscribe-msg.success{color:#1e7e34}
.subscribe-msg.error{color:#c0392b}
body.home .amount-value{color:#9A5200}
body.home .stat-strip strong{color:#9A5B00}
body.home .hero .btn{background:linear-gradient(135deg,#1E5AA8,#154078)}

/* ===== Round 5 tweaks ===== */
body.home .hero .btn-outline{background:linear-gradient(135deg,#1E5AA8,#154078);color:#fff !important;border-color:#fff}
body.home .hero .btn-outline:hover{background:linear-gradient(135deg,#154078,#0e2d57);color:#fff !important}
body.home .amount-value{color:#E65100}

/* ===== Round 6: softer yellow + unified sky-blue buttons ===== */
body.home .site-header{background:linear-gradient(90deg,#FFF0B0,#FFE27A);border-bottom:2px solid #F0B429}
body.home .hero{
  background:
    radial-gradient(620px 340px at 85% -10%,rgba(255,255,255,.6),transparent 60%),
    linear-gradient(135deg,#FFF0B0 0%,#FFE083 55%,#FFD066 100%);
  border-bottom:3px solid #F0B429;
}
body.home .hero-sub{color:#3a2700}
:root{--blue:#2EA3F2;--blue-dark:#46B2F5}
.amount-cta,.subscribe-btn,.mobile-cta a{background:#2EA3F2;color:#0B2540 !important;box-shadow:0 4px 12px rgba(46,163,242,.4)}
.amount-cta:hover,.subscribe-btn:hover,.mobile-cta a:hover{background:#46B2F5;color:#0B2540 !important}
.subscribe-btn{color:#0B2540}
.last-updated{margin:0 0 14px}